Launch your bank on our
cloud-based banking platform

Mbanq Cloud provides everything Fintechs and Neobanks need to launch a banking instance and start creating new banking products today.

You can use our free evaluation environment to test your ideas.
Leverage our API to build your own frontends or integrate 3rd party services – build the banking you always dreamed of.

 

Immediate access

Extendable architecture

Pay as you grow

Just register and you’re ready to go. Test everything on evaluation environment and deploy to production. 
Your digital bank is launched, easily configured, and is always up-to-date.

Use the solution as-is or leverage our API driven Core Banking and extend its functionality by integrating 3rd party services and building your own extensions. Mbanq marketplace is coming soon.

Simple and transparent pricing enables you to pay as you grow. We included everything into the pricing model. Stop worrying about IT infrastructure, support and operation costs.

Immediate access

Just register and you’re ready to go. Test everything on evaluation environment and deploy to production. 
Your digital bank is launched, easily configured, and is always up-to-date.

Extendable architecture

Use the solution as-is or leverage our API driven Core Banking and extend its functionality by integrating 3rd party services and building your own extensions. Mbanq marketplace is coming soon.

Pay as you grow

Simple and transparent pricing enables you to pay as you grow. We included everything into the pricing model. Stop worrying about IT infrastructure, support and operation costs.

What is Mbanq Cloud

API Driven Core Banking

Cloud-native Core Banking System with the open RESTful APIs that provides complete access to all functions

Mbanq Backoffice

a web-based backoffice for business users of a bank

Mbanq Console

a web-based interface to manage your banking instances. Useful for IT users.

Mbanq Web

white-label-ready web banking app for the customers of a bank

Mbanq Cloud features

The features available through the Mbanq Backoffice, as well as our API

Products

  • Current Account / Savings Account Products
  • Loan Products
  • Share Products
  • Product Mixes
  • Fixed Deposit Products
  • Recurring Deposit Products
  • Tax Configuration
  • Floating Rates

API & Extensibility

  • RESTful API
  • API Management
  • OAuth 2
  • Webhooks
  • Extendable Core Objects

Security

  • Multi-Factor Authentication
  • Configurable Maker / Checker functionality
  • Configurable Password Policies
  • Extensive Roles / Permissions system
  • CORS, HSTS, TLS 1.3 and Content Security Policies

Accounting

  • Chart of Accounts
  • Frequent Postings
  • Add / Search Journal Entries
  • Closing Entries
  • Accounting Rules
  • Accruals
  • Provisional Entries

Client Management

  • Ceate, Approve, Activate etc.
  • Maker/Checker workflows
  • Client addresses
  • Family associations
  • Client identities, documents, signatures, notes
  • Client charges and more

Organizagion Management

  • Manage Offices / branches
  • Manage Holidays / Working Days
  • Manage Employees
  • Manage Password Preferences
  • Manage Loan Provisioning Criteria 
  • Manage Currencies / Funds

System Management

  • Easily extensible system codes
  • Manage roles and permissions
  • Manage Webhooks
  • Manage Surveys
  • Manage Reports
  • Schedule Jobs
  • Account Number Preferences
  • Manage multi-factor authentication

Reports

  • Clients and Loans
  • Payments and Funds
  • Prospective Clients
  • Rescheduled Loans
  • Account Dormancy Report
  • Written-Off loans and more
  • Create your own reports on the fly

What you get

  • The cloud-hosted core banking system
  • Modern, web-based Backoffice application
  • Open banking API – RESTful and PSD2 compliant
  • White-label web banking application
  • White-label mobile banking application (coming soon)
  • Marketplace access (coming soon)

Building the global future of banking

Mbanq partners up with IBM and Amazon Web Services to enable startups in Mbanq Labs acceleration program to build products on top of Mbanq Cloud and extend the capabilities of the platform. The best solutions will become part of Mbanq FinTech Marketplace.

Case study

Arival is a digital FinTech bank for SMEs, freelancers, and startups. Arival  is on a mission to help underbanked businesses discover the new world of digital banking.  By partnering with some of the top names in FinTech, Arival delivers 3rd party financial products and services in one banking interface – handpicked for businesses. Combining kick-ass customer support with exclusive product accessibility, Arival offers a seamless banking experience for a new generation of businesses.

Do you want to know more?

Contact our team to learn more about Mbanq Cloud and API driven Core Banking