Case Study
B9
Payday Freedom for America’s Workforce
Overview
B9 is a mission-driven fintech platform that transforms how working Americans, from gig workers to salaried employees, access their pay. With income-based advances, fee-free banking, and cashback rewards, B9 offers a dignified alternative to predatory lending and check cashing services.
Challenge
Provide flexible, fair, and inclusive financial access for underserved workers across the USA, without relying on outdated, exploitative lending models.
Mbanq’s Solution
B9 uses Mbanq’s embedded fiance technology to power its financial services infrastructure, enabling:
- Interest-free paycheck advances of up to $750 per pay cycle
- Direct payroll deposits for unbanked and underbanked users
- Instant peer-to-peer payments
- Branded cashback debit cards with 5% rewards
Impact
“B9 has created a bank account on Mbanq’s platform that receives workers’ paychecks, enables advances, and supports everyday transactions, without the need for check cashing or predatory loans.”
Sergey Terentyev
CEO, B9
Powered by Mbanq, B9 gives hundreds of thousands of Americans salary advances and the tools to take control of their money, without predatory fees, debt traps, or delays.
Ready to Redefine Digital Banking?
Partner with Mbanq for comprehensive, scalable financial solutions tailored to your business goals. Share a few details about your vision, and our team will reach out promptly to explore how we can help you succeed.
Ready to Redefine Digital Banking?
Partner with Mbanq for comprehensive, scalable financial solutions tailored to your business goals. Share a few details about your vision, and our team will reach out promptly to explore how we can help you succeed.