Build financial services on the world’s most advanced digital banking platform and enjoy full operational management and value-added comprehensive support.
Mbanq Sky is a hugely powerful, modern and complete, big data digital banking solution available to host on-premise or via cloud. Build your bank to be agile, compliant and secure, in the most efficient and economical manner possible.
A Paradigm Shift
in Digital Banking
Mbanq Sky’s technology completely transforms any bank’s operational efficiency by utilizing complex big data structures to record real time financial transactions. The advantages are huge and immediate: no duplication, no room for conflicting data, no reconciliation required.
Business logic is built using big data algorithms on top of this data structure. This provides huge operational savings and increased stability over inefficient traditional systems where data structures are built around business processes.
Traditional legacy core banking is complex, expensive and inefficient
Legacy cores comprise of too many servers, systems, databases and internal interfaces
Slow because data structure is built on top of business processes
Banking transactions are segmented into different data areas, such as master data, cash flows, accruals and interest
Totals must be continuously calculated and stored
Data truth is difficult to reconcile
Huge operational effort
Mbanq Sky Technology
Single Instance – Single Database – Single System
All-encompassing. Streamlined. On premise or via cloud
Big data architecture and business processes on top of data layer for increased speed
No internal interfaces, no duplication and no reconciliation because single source of truth (SSOT)
Optimal data accuracy
Minimum effort to operate
- Full scope of banking products and operations
- Huge range of pre-integrated third-party connectivity to providers, including: regulatory, payment rails, card processors and ATM networks
- Modern UX
- Open API for full flexibility
- Integrated back office for accounting, risk, regulatory and treasury
- Beautifully designed white-label apps for Android and iOS
Private and corporate
Consumer, corporate, microloans,installments, mortgages, syndicated loans, collateral, 100+ methods for maturity and 40+ for interest
ANALYTICS AND REPORTING
Treasury, Regulatory, AML, Risk, Marketing
Finance, Controlling, Tax
KYC, Onboarding, Scoring
Debit, Credit, Loyalty
WEB, MOBILE BANKING
Internet banking and iOS / Android apps
Configure your products according to your individual requirements, set up your front end and apps and integrate with your existing platforms.
Customized enhancements are built and implemented if you require them.
- Reduce operating resources and expenditure
- Provide an extensive array of banking products
- Migrate existing core data without any service disruption or risk
- Leave behind the problems of legacy cores
- Be faster and more cost-effective than in-house development
- Gain an advantage over competitors
Numerous APIs for connectivity, multi-channel-access as well as financial & analytical functionalities.
for quick results
Based on your business case, we work together to define your product and operational needs, and set early solution goals and deployment milestones.
Configure your products according to your individual requirements, set up your front end and apps and integrate with your existing platforms. Customized enhancements are built and implemented if you require them.
Your new banking product goes live after team training and SI & UAT testing. Our team is constantly in touch for maintenance, questions, and support and to make sure everything runs smoothly.