Mbanq Launches Direct Integration with U.S. Federal Reserve via FedLine Advantage®

Embedded finance leader, Mbanq, enables ACH, Check, and FedNow® real-time payments from its core platform, unlocking faster, more secure payment processing for fintechs and banks which will be available in September. 

Mbanq, a global banking technology and embedded finance provider, today announces the launch of its direct integration with the U.S. Federal Reserve’s payment systems via FedLine Advantage®, enabling clients to access ACH, check processing, and real-time payments through FedNow® directly from Mbanq’s platform. FedNow® functionality will be live in September. 

This integration allows Mbanq to connect its clients, ranging from fintech startups to established financial institutions, directly to the core U.S. payment rails, eliminating reliance on intermediary banks and enabling faster, more cost-effective, and fully compliant transaction processing. 

Vlad Lounegov, CEO of Mbanq, says, “It’s a significant milestone, not just for Mbanq, but for embedded banking as a whole. By integrating with FedLine Advantage, we remove a major barrier for fintechs and banks that want clean, direct access to the Federal Reserve’s infrastructure. This gives them greater speed, security, and control over payments, whether they’re running payroll via ACH or delivering instant disbursements through FedNow.” 

New Capabilities Now Live on the Mbanq Platform: 

• Automated Clearing House (ACH) payments 

• Check image clearing 

• FedNow® real-time payments 

The launch positions Mbanq as one of the few Embedded Finance providers offering direct Federal Reserve connectivity, marking a significant step forward in the company’s mission to provide full-stack, compliant, and scalable financial technology infrastructure for modern digital finance. 

“We’ve built a platform that allows clients to embed compliant banking services at speed, and now we’re extending that with the kind of payment access typically reserved for major institutions. Direct Fed access is both technical and strategic. It gives our clients the power to build better financial products, without being constrained by legacy dependencies,” Vlad Lounegov adds. 

Founded in 2016 and headquartered in the United States, Mbanq is a global provider of comprehensive banking technology and Embedded Finance solutions. Known for its regulatory expertise and commitment to innovation, Mbanq enables traditional banks, neobanks, credit unions, and fintech platforms to deliver cutting-edge digital financial services. Mbanq offers a full suite of technology solutions, including cloud-based and on-site core banking systems, white-label mobile apps, branded credit and debit cards, and regulatory and compliance support. www.mbanq.com